Saturday, January 22, 2011

Things to keep in mind when you’re thinking of purchasing your new home!

There are many things that a home buyer needs to give thought to.

 The processes can seem overwhelming when it comes to giving thought about where to start, what’s entailed, and how to proceed. For the first time home buyer who had never took this path before, it can seem intimidating. As a licensed real estate professional, I can tell you that the number one question that is asked of me is “what’s next?” I have created a first time home buyer package of information that helps take the sting out of the intimidation and will give knowledge and security to moving forward with the goal of accomplishing the purchase of a new home.

Here is a list of the things that a home buyer will need to give thought to:
* Getting Pre-approved for funds – this should be the number one thing you do before anything else.
* Finding and employing an honest, trustworthy real estate agent who can represent your needs above those of others and above their own.
* How much house can you afford? Will you feel comfortable with the monthly payment?
* Relying on facts that your agent will discuss with you concerning the real estate market in your locality. Don’t rely on the news or television shows regarding this; it’s not local to the area you are looking to find your home.
* Take into consideration the true market value of the home by looking at market comparables supplied by your agent; utility bills, taxes, insurance, municipality rules and regulations, and zoning regulations that may affect your purchase down the road.
* Look only at homes that will suit your needs, your wants, and in the end reap the benefits of gained equity. Yes, these places do still exist.
* Listen to your agent; this is what they do every day. They are the experts and have to keep up with the current information and laws that surround real estate transactions. There can only be one expert and if that’s you then you cannot benefit from the knowledge of an agent who has the knowleldge that will lend itself to you making a good decision for your future.
* A good real estate agent can help you negotiate with reaching the potential for getting the best price possible in the purchase of your new home.

To find out more about this process please contact me at westernnewyorkhomes.net

"Making Dreams Come True One Home at a Time"